Personal loans that respect your time
Get pre-approved in 2 minutes with no credit score required. Borrow from $1,000 to $100,000, with funds as soon as 24-48 hours after approval — and no hidden fees.
See your rate without affecting your credit — no hard credit check, ever.
Estimate your loan
Adjust the sliders to see sample payments. Checking your rate never affects your credit score.
No credit score required. Checking your rate won't affect your credit.
Estimated monthly payment
$535/mo
Rates and payments are illustrative estimates for demo purposes only and do not constitute an offer of credit.
Built to be straightforward
No fine print games. Just clear terms and a process that respects your time.
Transparent rates
See your estimated APR and monthly payment upfront. No hidden fees, no surprises at closing.
Fast decisions
Most applicants get a decision in minutes, not days. Funds are typically available within 1-2 business days after approval.
No hard credit check
Pre-approval never involves a hard credit check, and checking your rate never affects your credit score.
How it works
Three simple steps from application to funding.
Get pre-approved
Answer a few quick questions to see your pre-approved amount and rate in about 2 minutes — no impact to your credit.
Choose your terms
Pick the loan amount and repayment term that fits your budget.
Get funded
Sign your agreement online and get funds sent directly to your bank account.
Trusted by borrowers nationwide
“The whole process took less than ten minutes and the rate I was quoted is exactly what I got.”
“I liked being able to see my monthly payment before I even applied. No surprises.”
“Straightforward application and the dashboard made it easy to track my status.”
Frequently asked questions
Will checking my rate affect my credit score?
No. We don't run a hard credit check for pre-approval, and checking your rate never affects your credit score. A hard inquiry only occurs if you choose to move forward with a full application.
How much can I borrow?
Loan amounts range from $1,000 to $100,000. Everyone is welcome to check their pre-approved amount and rate, which is based on your income and the details you provide.
How long does funding take?
Once your application is approved and your agreement is signed, funds are typically deposited within 1-2 business days.
What documents do I need?
You'll need a government-issued ID and proof of income, such as a recent pay stub or bank statement. You can upload these securely during the application.
Ready to see your rate?
It only takes 2 minutes, no credit score required, and won't affect your credit.
Get Pre-Approved